Most conventional loans require around a 620 credit score. FHA programs may approve borrowers with scores as low as 580 (with conditions). Lenders evaluate your full profile—income, debts, and reserves.

Many buyers qualify for 3–5% down on conventional loans; FHA requires 3.5%. Down payment assistance and grants may be available depending on state and program.

Typically 2–5% of the purchase price for lender fees, title, escrow, taxes, and insurance. We estimate them up front so there are no surprises.

With a pre-approval, most purchases close in 30–45 days after an accepted offer. Timelines vary by loan type, appraisal, and inspections.

Yes. A strong pre-approval clarifies budget, strengthens offers, and helps you move faster when the right home appears.

Some lenders offer ITIN and foreign national programs. Documentation and down payment requirements vary. We’ll match you to the right option.

Inspections evaluate property condition; appraisals confirm market value for the lender. We guide you through contingencies, repairs, and renegotiations.

We use a Comparative Market Analysis (CMA), current demand data, and strategy to position your home competitively for maximum value.

Average timelines range from 30–60 days in balanced markets. Pricing, marketing, and condition can accelerate results.

Minor fixes, curb appeal, paint, and staging often outperform major remodels. We provide a targeted prep plan.

Yes. Sellers must disclose known material facts per state law. Transparent disclosures reduce risk and build buyer trust.

Agent commission, title and escrow, transfer taxes, and any agreed credits. We net-sheet your proceeds before listing.

We compare price, terms, contingencies, and buyer strength. Our strategy aims for the best net and lowest risk.

Yes. Options include rent-back, leaseback, extended closings, or contingent purchases. We coordinate timing to reduce stress.

Targets depend on asset class and market. We model NOI, cap rate, cash‑on‑cash, IRR, and risk to align with your strategy.

Entity selection affects liability, taxes, and financing. Consult a CPA/attorney; we coordinate with your advisors.

A 1031 allows deferring capital gains by reinvesting in like‑kind property under strict timelines and rules. We connect you with qualified intermediaries.

Conventional loans often require 15–25% down. DSCR and portfolio loans can qualify based on property income. Terms vary by lender.

We underwrite rent comps, expenses, reserves, vacancy, CapEx, and exit assumptions to validate performance under different scenarios.

Based on your goals, we evaluate single‑family, small multifamily, STR/LTR, and commercial options across suitable U.S. markets.

Local regulations—rent control, eviction rules, licensing—impact risk and yield. We factor compliance into underwriting.